Empowering Earners

Financing Dreams

01Built for Kenya’s Everyday Earner

We create smart financial solutions tailored for Boda Boda riders, Mama Mboga, and underserved entrepreneurs.

02Fintech That Drives Real Results

Our mobile-first platform has already supported over 5,000 customers, financed 156+ motorbikes, and disbursed Ksh 90M in loans.

03A Scalable Solution for Emerging Markets

Origy is designed to scale across Africa and Latin America — combining technology, culture, and community lending models.

Inclusive Innovation for Informal Markets

We are a bold and forward-thinking fintech company offering fresh financial solutions for underserved communities.

Origy Tech is a purpose-driven fintech and insuretech company focused on empowering low-income earners  from Boda Boda riders to Mama Mboga traders and small-scale entrepreneurs. We build mobile-first financial solutions that promote asset ownership, savings, insurance access, and long-term economic stability. With a growing footprint across Kenya, our team combines local insight with tech-powered tools to support the ambitions of everyday earners.

We don’t just offer loans , we create financial identities, encourage responsible saving, and enable informal businesses to thrive.

Inclusive Asset Financing
Product Financing through Twiga Partnership
Savings, Credit & Insurance Access
Building Financial Identities

Picky Pick:

Own the Ride. Own The Hustle

For Boda Boda riders across Kenya, a motorbike isn’t just transport  it’s a livelihood. Picky Pick is Origy Tech’s flagship ride-to-own program, turning everyday earners into proud bike owners with zero deposit, zero stress, and 100% hustle power.

We make it possible to ride today — and own tomorrow.

What Makes Picky Pick Different?

 

  • Flexible Daily Repayments:  Pay as you earn, with no pressure and no penalties.

  • All-Inclusive Insurance:
    Ride protected with comprehensive cover from day one.

  • Community-Based Repayment Models:
    SACCO-driven accountability and support.

Thousands have already made the shift from daily rentals to daily returns.
With Picky Pick, you’re not just on the road you’re on a path to ownership, dignity, and freedom.

This is more than a motorbike loan. This is your business on two wheels.

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Mama Mboga Loans

Small Stalls. Big Dreams.

Kenya’s markets are powered by women – the resilient Mama Mboga traders feeding communities and families every single day. In partnership with Twiga, Origy Tech is unlocking access to financing for the women who keep our economy moving.

With our Mama Mboga Asset Financing, informal retailers can now grow their business, stock consistently, and increase their daily earnings, without the burden of big banks or red tape.

What You Get:

  • Quick, Affordable Financing:
    No collateral. No queues. Just capital that works.

  • Tools to Expand Your Business:
    From fridges to pushcarts and smartphones.

  • Digital Repayments:
    Easy pay-as-you-sell model through your mobile phone.

  • Income Growth Support:
    Training, tracking, and tools to help you earn more, every day.

We’re not just funding small businesses,  we’re backing bold women with big dreams.

Thousands of market traders are already using Origy + Twiga loans to scale up, stabilize their income, and build financial confidence, all from their stalls.

Your hustle feeds the nation. We’re here to feed your growth.

Electric Bikes: (Coming Soon)

The Future of Hustle is Silent, Smart & Sustainable

The world is shifting — and so are Kenya’s riders. Origy Tech is proud to lead the charge with affordable electric motorbikes built for Boda Boda riders, delivery partners, and modern earners who want to earn more while spending less.

Silent engines. Zero fuel. Maximum impact.

Our upcoming electric bike fleet will cut operating costs, boost daily profits, and reduce environmental impact;  without sacrificing power or performance.

 Why Go Electric with Origy?

 

  • Zero Fuel Costs :
    Charge at home or partner stations and keep your cash.

  • Lower Maintenance :
    Fewer moving parts = fewer breakdowns.

  • Smart Connectivity :
    GPS tracking, battery health monitoring, and usage insights.

  • Eco-Friendly :
    Clean rides for cleaner cities.

Same hustle, smarter ride.

With financing plans just like Picky Pick, owning an electric bike will be just as easy ; and even more rewarding.

Coming soon: Ride clean. Ride smart. Ride the future.

Our Impact So Far

Empowering Earners Across Kenya — from Boda Boda riders to Mama Mboga traders.
🛵 156 motorbikes financed
🛠️ 240+ riders pre-approved
👩🏽‍🌾 1,320+ Mama Mboga loans issued
📈 25–40% average income growth for women traders
💸 Ksh 90M+ disbursed
🌍 Active in 20+ counties
👥 5,000+ clients empowered
📉 4.5% loan default rate

Real tools. Real ownership. Real impact.

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Why Choose Origy?

Not Just Loans ; A Path to Ownership, Stability & Growth

Origy Tech isn’t your typical lender. We’re a purpose-driven fintech built around Kenya’s real earners — the riders, traders, and everyday entrepreneurs building the economy from the ground up.

Here’s why thousands trust us:

  • Purpose-Built for Informal Earners
    Designed specifically for Boda Boda riders, Mama Mboga vendors, and small-scale traders traditionally left behind by banks.

  • Proven Impact & Sustainable Growth
    Over 5,000 empowered clients, Ksh 90M disbursed, and active presence in 20+ counties — with a model that works and scales.

  • Mobile-First, Always-On Access
    Access loans, savings, insurance, and financial tools anytime, anywhere — all from your phone.

  • Beyond Finance — We Build Futures
    We help you grow your business, build your financial identity, and secure your livelihood with insurance and tools that matter.

Origy is your partner in growth — powering Kenya’s informal economy, one hustler at a time.

TESTIMONIALSClient experience

“Before Origy, I was renting a bike daily and barely saving anything. Now, I own my motorbike and make more money for my family.”

Samuel 

Boda Boda Rider -Kisumu

“The Mama Mboga loan helped me expand my stall and start delivering to customers. Business is growing, and so is my confidence.”

Amina

Market Vendor – Nairobi

“With Origy and Twiga, I’ve doubled my stock and increased my income. I now dream of opening a second stall.”

Mama Njeri

Grocery Vendor – Thika