Origy Tech is a purpose-driven fintech and insuretech company focused on empowering low-income earners from Boda Boda riders to Mama Mboga traders and small-scale entrepreneurs. We build mobile-first financial solutions that promote asset ownership, savings, insurance access, and long-term economic stability. With a growing footprint across Kenya, our team combines local insight with tech-powered tools to support the ambitions of everyday earners.
We don’t just offer loans , we create financial identities, encourage responsible saving, and enable informal businesses to thrive.
For Boda Boda riders across Kenya, a motorbike isn’t just transport it’s a livelihood. Picky Pick is Origy Tech’s flagship ride-to-own program, turning everyday earners into proud bike owners with zero deposit, zero stress, and 100% hustle power.
We make it possible to ride today — and own tomorrow.
Flexible Daily Repayments: Pay as you earn, with no pressure and no penalties.
All-Inclusive Insurance:
Ride protected with comprehensive cover from day one.
Community-Based Repayment Models:
SACCO-driven accountability and support.
Thousands have already made the shift from daily rentals to daily returns.
With Picky Pick, you’re not just on the road you’re on a path to ownership, dignity, and freedom.
This is more than a motorbike loan. This is your business on two wheels.
Kenya’s markets are powered by women – the resilient Mama Mboga traders feeding communities and families every single day. In partnership with Twiga, Origy Tech is unlocking access to financing for the women who keep our economy moving.
With our Mama Mboga Asset Financing, informal retailers can now grow their business, stock consistently, and increase their daily earnings, without the burden of big banks or red tape.
Quick, Affordable Financing:
No collateral. No queues. Just capital that works.
Tools to Expand Your Business:
From fridges to pushcarts and smartphones.
Digital Repayments:
Easy pay-as-you-sell model through your mobile phone.
Income Growth Support:
Training, tracking, and tools to help you earn more, every day.
We’re not just funding small businesses, we’re backing bold women with big dreams.
Thousands of market traders are already using Origy + Twiga loans to scale up, stabilize their income, and build financial confidence, all from their stalls.
Your hustle feeds the nation. We’re here to feed your growth.
The world is shifting — and so are Kenya’s riders. Origy Tech is proud to lead the charge with affordable electric motorbikes built for Boda Boda riders, delivery partners, and modern earners who want to earn more while spending less.
Silent engines. Zero fuel. Maximum impact.
Our upcoming electric bike fleet will cut operating costs, boost daily profits, and reduce environmental impact; without sacrificing power or performance.
Zero Fuel Costs :
Charge at home or partner stations and keep your cash.
Lower Maintenance :
Fewer moving parts = fewer breakdowns.
Smart Connectivity :
GPS tracking, battery health monitoring, and usage insights.
Eco-Friendly :
Clean rides for cleaner cities.
Same hustle, smarter ride.
With financing plans just like Picky Pick, owning an electric bike will be just as easy ; and even more rewarding.
Coming soon: Ride clean. Ride smart. Ride the future.
Real tools. Real ownership. Real impact.
Origy Tech isn’t your typical lender. We’re a purpose-driven fintech built around Kenya’s real earners — the riders, traders, and everyday entrepreneurs building the economy from the ground up.
Here’s why thousands trust us:
Purpose-Built for Informal Earners
Designed specifically for Boda Boda riders, Mama Mboga vendors, and small-scale traders traditionally left behind by banks.
Proven Impact & Sustainable Growth
Over 5,000 empowered clients, Ksh 90M disbursed, and active presence in 20+ counties — with a model that works and scales.
Mobile-First, Always-On Access
Access loans, savings, insurance, and financial tools anytime, anywhere — all from your phone.
Beyond Finance — We Build Futures
We help you grow your business, build your financial identity, and secure your livelihood with insurance and tools that matter.
Origy is your partner in growth — powering Kenya’s informal economy, one hustler at a time.
“Before Origy, I was renting a bike daily and barely saving anything. Now, I own my motorbike and make more money for my family.”
Samuel
Boda Boda Rider -Kisumu
“The Mama Mboga loan helped me expand my stall and start delivering to customers. Business is growing, and so is my confidence.”
Amina
Market Vendor – Nairobi
“With Origy and Twiga, I’ve doubled my stock and increased my income. I now dream of opening a second stall.”
Mama Njeri
Grocery Vendor – Thika